Group Benefits
Benefits
that POP!
Every business is different. Every team is different. We design group benefit plans around your people, your industry and your budget.
What we cover
A full menu of group benefits, mixed and matched to fit your team.
Extended Health
Prescription drugs with pay-direct cards, paramedical practitioners (physio, chiro, massage, psychology), hospital and medical equipment coverage.
Dental
Basic, major and optional orthodontic coverage, with recall frequencies and fee guides set to keep claims predictable.
Vision & Hearing
Eye exams, glasses, contacts, laser surgery allowances and hearing aids for employees and their families.
Life & AD&D
Basic life, optional and dependent life, plus accidental death and dismemberment protection.
Disability
Short and long term disability that protects income when your people can't work, with definitions reviewed for no surprises.
Mental Health & EAP
Employee and family assistance programs, counselling and virtual mental health support, available 24/7.
Travel Coverage
Emergency out-of-province and out-of-country medical coverage for work trips and family holidays.
Spending Accounts
Health and wellness spending accounts that give employees flexible dollars to use where they need them most.
Retirement & RRSP
Group RRSPs, pension plans and employer matching that help your team build long-term savings.
Built for every business
From teams of 10 to large employers, we shape the plan to fit how you work.
Small Businesses
10 to 25 employees
Affordable pooled plans with essential health, dental and life coverage, so a small team gets big-company benefits.
Growing Companies
25 to 100 employees
Flexible tiers and spending accounts that scale as you hire, helping you attract and keep top talent.
Large Employers
100+ employees
Experience-rated plans, claims analysis and annual renewal negotiation to control costs across a large workforce.
Trades & Industry
Physically demanding work
Strong disability, paramedical and AD&D coverage built for crews who work hard on the job every day.
Seasonal & Rural
Fisheries, farming, tourism
Plans designed around seasonal schedules and rural realities, with virtual care where clinics are far away.
Non-Profits
Mission-driven teams
Cost-conscious plans that make every dollar count while still caring for the people behind the mission.
Fit to your people
We start by understanding who works for you: their ages, families and needs. Then we build coverage that actually gets used.
Young teams
Mental health, virtual care and spending accounts
Families
Dental, orthodontics, dependent life and vision
Mid-career
Disability, life coverage and retirement savings
Pre-retirees
Drug coverage, hearing, and retirement planning
Group insurance.
With a human side.
Plan Review