Assured Access
Keep your health coverage when life changes.
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Assured Access is designed for people leaving a group benefits plan — whether due to retirement, a job change, or a career shift. It lets you carry personal health and dental coverage forward without answering medical questions or proving insurability, so pre-existing conditions do not stand in the way.
It ensures the health protection you relied on at work does not disappear when your circumstances change, and that a gap in coverage does not become a gap in care.
For many, this is the simplest way to keep continuity of health and dental benefits during a major life transition, with no surprises and no medical underwriting.
What's included
No medical questions
Continue coverage without re-applying or going through underwriting.
Continuity of care
Keep the health and dental benefits you had through your employer.
Smooth conversion
Move from group to individual coverage without losing protection.
Protects pre-existing conditions
Coverage is not denied because of your health history.
Things to consider
- There is a limited window after your group plan ends to apply without medical questions — act promptly.
- Coverage levels may differ from your former group plan, so review the details carefully.
- Applying early helps ensure there is no gap in your health protection.
Who it's for
Retirees, those changing jobs, and anyone losing group benefits who wants to keep their health coverage intact.
How we help
We help you understand the timeline and eligibility windows after leaving a group plan, compare individual health plans, and make sure nothing slips through the cracks during the transition.
Ready to explore assured access?
Book a no-obligation consultation and we'll help you find the right coverage.
Book a ConsultationPlease note: Coverage is not guaranteed. Approval depends on your individual application, your personal circumstances, and the insurance company's review and underwriting decision. Final eligibility, terms, and premiums are determined by the insurer.