Personal Health & Dental
Everyday health and dental coverage for you and your family.
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Personal health and dental insurance covers the everyday medical and dental costs that provincial health plans do not — prescription drugs, dental cleanings and procedures, vision care, massage therapy, and more.
Whether you are self-employed, retiring, or not covered through an employer, an individual plan gives you and your family predictable coverage and protection from unexpected health expenses.
Plans come in tiers from basic to comprehensive, so you can match coverage to your household's typical spending on drugs, dental, and paramedical services.
What's included
Prescription drugs
Pay less out of pocket for covered medications.
Dental care
Coverage for cleanings, fillings, and major procedures.
Vision care
Eye exams, glasses, and contact lenses.
Paramedical services
Massage, physiotherapy, chiropractic, and more.
Hospital cash
Daily payments if you are hospitalized.
Things to consider
- Some services have waiting periods before coverage begins — check the effective dates.
- Dental coverage often combines a percentage covered with an annual maximum.
- Pre-existing conditions may have limited coverage during the first policy year.
Who it's for
Self-employed individuals, retirees, freelancers, and families without employer-sponsored health benefits.
How we help
We compare plan levels and add-ons across insurers, explain the difference between basic and comprehensive tiers, and find coverage that fits your household's typical health spending.
Ready to explore personal health & dental?
Book a no-obligation consultation and we'll help you find the right coverage.
Book a ConsultationPlease note: Coverage is not guaranteed. Approval depends on your individual application, your personal circumstances, and the insurance company's review and underwriting decision. Final eligibility, terms, and premiums are determined by the insurer.